
Scaffolding or enabling?
Implications of extended parental financial support
Recent decades have seen changes in the duration of time that parents offer financial support to their children. This presentation explores the literature regarding the variations in support, the forces impacting those variations, the effects of that support on the children's human capital and financial attainment, as well as implications for parents and practitioners. A case study is provided using Archuleta's Couples and Finances Theory to explore the relevance of the literature findings to an amalgam financial planning client in the situation of providing financial support to an adult child. Sample interventions are based on the theoretical framework of Bowen’s family systems theory and Archuleta’s Couples and Finances Theory. Ethical considerations and referral guidance will conclude the presentation.
Presenters: David Tenerelli, CFP®, Megan McCoy, Ph.D., LMFT, CFT-I™, Sharon K. Weaver, CFP®, AWMA®
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